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Cyber Crime: is a crime that involves a computer and a network.The computer may have been used in the commission of a crime, or it may be the target.Cybercrime may threaten a person or a nation’s security and financial health.

Data loss: Cover to repair and restore damaged data and programmes as a result of a cyberattack.

Privacy Liability Liability arising from failure to maintain confidentiality of data. For example: employee theft of data, human error, lost laptops or accidentally sending data to the wrong email address. Cover includes the breach of data that is either stored on a network or a third party custodian (i.e. a cloud provider).

Network Liability Liability arising due to failure to protect and secure your network. For example: a system breach resulting in theft of third party data or destruction of data. Cover will include costs associated with regulatory investigations and fees enforced by regulators where allowed.

Cyber Extortion Losses due to a threat of extortion and professional fees related to dealing with the extortion. Cover included extortion money paid to a third party.

Notification Costs Costs to notify customers of a suspected or confirmed breach.