Chances are if you receive an unsolicited email from an institution that provides a link or attachment and asks you to provide sensitive information, it’s a scam. Most companies will not send you an email asking for passwords, credit card information, credit scores, or tax numbers, nor will they send you a link from which you need to login.
Phishing emails typically use generic salutations such as “Dear valued member,” “Dear account holder,” or “Dear customer.” If a company you deal with required information about your account, the email would call you by name and probably direct you to contact them via phone
Possibly the easiest way to recognize a scammy email is bad grammar. An email from a legitimate organization should be well written. Little known fact – there’s actually a purpose behind bad syntax. Hackers generally aren’t stupid. They prey on the uneducated believing them to be less observant and thus, easier targets.
Don’t just check the name of the person sending you the email. Check their email address by hovering your mouse over the ‘from’ address. Make sure no alterations (like additional numbers or letters) have been made. Check out the difference between these two email addresses as an example of altered emails: bob@paypal.com bob@paypaal.com Just remember, this isn’t a foolproof method. Sometimes companies make use of unique or varied domains to send emails, and some smaller companies use third party email providers.
Don’t Sometimes phishing emails are coded entirely as a hyperlink. Therefore, clicking accidentally or deliberately anywhere in the email will open a fake web page, or download spam onto your computer.
Just because a link says it’s going to send you to one place, doesn’t mean it’s going to. Double check URLs. If the link in the text isn’t identical to the URL displayed as the cursor hovers over the link, that’s a sure sign you will be taken to a site you don’t want to visit. If a hyperlink’s URL doesn’t seem correct, or doesn’t match the context of the email, don’t trust it. Ensure additional security by hovering your mouse over embedded links (without clicking!) and ensure the link begins with https://.
Don’t Sometimes phishing emails are coded entirely as a hyperlink. Therefore, clicking accidentally or deliberately anywhere in the email will open a fake web page, or download spam onto your computer.